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HVAC Financing

Here are the programs we currently offer:

No Monthly Interest for 25 Months *

Fixed monthly payments equal to 4.00% of promo purchase amount until paid in full.

No Monthly Interest if Paid in Full within 24 Months *

Monthly interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 24 months. Fixed monthly payments of 2.50% of the highest balance applicable to the promo purchase until paid in full. Making the Minimum Monthly Payment will not pay off the purchase within the promotional period.

Optional Equal Monthly Payments

May be greater than the required fixed monthly payment that will be on your billing statement for the amount to be financed.

Equal the Amount Financed divided by the number of months in the promo period.

Would pay off the amount to be financed within the promo period, but only if there are no other balances on your account at any time during the promo period and you make your payments on time.

PLEASE NOTE: If the amount to be financed is not paid in full within the promo period, interest will be charged to your account from the purchase date.

5.99% APR Until Paid in Full *

Fixed monthly payments equal to 2.00% of promo purchase amount until paid in full.

7.99% APR Until Paid in Full *

Fixed monthly payments equal to 1.25% of promo purchase amount until paid in full.



* With approved credit. If your application is not approved, we do have another lender to channel through. We have another option with a local lender of 6 months, 0% interest if paid in full within that period.


Applies to all 4 options:

On purchases with your Synchrony Bank Credit Card. $29 Activation will apply.

The Fixed Monthly Payment should allow you to pay in full the amount to be financed within the estimated Payoff Period if this amount is and will be the only balance on your account during the promotional period and you make your monthly payment by the due date each month. If you have any additional balances on your account at any time during the promo period, the monthly required payments applicable to those balances will be added to the fixed payment required and such balance may impact how payments are applied to your promotional purchase.

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To learn more about the privacy policy our Richmond heating and air conditioning company follows, please call 859-248-1280 or complete our online request form.

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